Getting auto insurance in general can be a difficult task if you are looking for premium rates you can afford. However, industry experts say that it is more difficult to get auto insurance for top stolen cars in the country because they are likely targets for car theft compared to other cars. What should you do if your car is on the list of the top stolen cars? Before enumerating what you can do to either get an insurance policy for your vehicle or to get a lower premium to insure it, here is a rundown of the top stolen cars in the country today.
The 1995 Honda Civic is one of the most popular cars among car thieves according to the National Insurance Crime Bureau. Another report from the NICB listed the 1997 Ford F-150, the Nissan Sentra (1994), the 1991 Honda Accord, the Acura Integra (1994), the 1989 Toyota Camry, the 1994 Chevrolet C/K 1500 and Dodge's 2004 Dodge Ram Pickup.
If you have any of these cars, insurance experts say that you should install anti-theft devices on them. This includes warning devices, immobilizing devices, and tracking devices. An immobilizing device is very important for cars or vehicles like the ones in the list because for one, if car thieves try to drive away with your vehicle, the vehicle's fuel will be cut off. Most immobilizing devices also have smart keys that prevent the car from starting or being driven. Tracking devices are also a great addition to such vehicles because it will allow law enforcement to track it down and recover it when it is stolen. If these devices are installed, your insurer will be more willing to provide you with a good rate for your premium or in some cases will be more willing to have you purchase a car insurance plan from their company because your car or vehicle is now protected from car theft.
It is important to note that even if car theft occurrences in the country has gone down according to the NICB, insurers want to protect their profit and as much as possible lower all expenses hence those who drive cars that are susceptible to theft are usually turned down or are charged very high auto insurance rates . It is also a good idea for you to check out auto insurance packages from a comparison website to get a good price.